Found 1 blog entry tagged as rate buydown.

What Can You Negotiate When Buying a Scottsdale Home?

A Scottsdale home in the background and words saying

Quick Answer: In 2025, 62.2% of buyers nationwide paid below the list price, and the typical buyer who did saved $31,592.  Price is only part of a Scottsdale home negotiation. You can also ask for a seller concession (money the seller credits you at closing to help cover your closing costs, the fees you pay to finalize your loan), a mortgage rate buydown, repair credits after inspection, and a flexible closing date. Buyers who look at the whole deal, not just the sale price, usually end up with more value.

If you're getting ready to buy a home in Scottsdale, Cave Creek, Carefree, or North Phoenix, this is worth understanding before you write an offer. Here's what's actually on the table.

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