Before You Buy a Scottsdale Home You Need to Get Your Credit in ShapePosted by Judy Orr on
I have to admit that I'm kind of surprised when I begin working with a buyer and they truly don't know their FICO score or much about their credit at all. I've worked with several buyers that assured me they were pre-qualified by a mortgage lender only to find out that they weren't. These buyers just figured they could buy a house. When I had them speak to one of my lenders, they had to clean up their bad credit.
The first thing you need to do before looking at homes is to check on your credit. It's not a good feeling when you fall in love with a house only to find out you can't get a mortgage on it. You put time, effort, and emotions into house hunting and it really hurts when you find out you are not creditworthy to buy after you've found the…
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