Sometimes it seems like there is just no way you'll ever be able to afford to purchase your first property in scottsdale house in a bottle during a storm Scottsdale, Carefree, Cave Creek, Fountain Hills, Paradise Valley, or another Phoenix area. As prices increase, the dream of homeownership drifts farther away.

There are many different rules and ways of obtaining financing and/or funds. Here are two you might want to consider.  Please consider the date of this post and double-check with your IRA or 401K provider to make sure what the current rules are.

1. If you are a first-time home buyer you are allowed to withdraw up to $10,000 from your IRA without penalty. You will be taxed on the withdrawal, unless you have a Roth IRA, as you were already taxed on those contributions.

2. You'll…

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