Your Scottsdale Homeowners Insurance Bill Went Up. Here's What to Do About It.
Posted by Judy Orr on
Is Your Scottsdale Homeowners Insurance Bill Higher Than Last Year?
Quick Answer: Homeowners insurance costs have climbed sharply across Arizona, with premiums up roughly 48% statewide since 2021, according to the Consumer Federation of America. The national average now sits at $3,303 per year, a $648 jump from four years ago. In Scottsdale specifically, a typical policy runs around $1,643 per year for $300,000 in dwelling coverage, though many homeowners are paying more depending on location and home age. You can reduce your premium by shopping competing quotes annually, raising your deductible, and asking your insurer about mitigation discounts.
Why Did My Homeowners Insurance Go Up So Much?
The short answer: insurers paid out a lot…
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